How does Affirm work?

Affirm offers easy financing - without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you'll actually pay.

Quick Approval
Provide your basic information and get a real time decision.
Easy Monthly Payments
Split your purchase into monthly payments. Rates from 10% to 30% APR with loans of 3, 6, or 12 month terms.
Flexible Repayment
Simply pay your monthly bill using a debit card or bank transfer at
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